Layaway Policy

Effective Date: 01/01/2024

At CARMA Guns LLC, we offer a layaway program to provide our customers with a flexible option for securing their desired firearms and accessories. Please review our layaway policy below for a comprehensive understanding of the terms and conditions.

1. Eligibility:

• Layaway is available for in-store purchases only.

• The layaway program is applicable to firearms, accessories, and other eligible items.

2. Duration:

• The layaway period is standard at 90 days.

3. Down Payment:

• A minimum down payment of 20% is required to initiate the layaway.

4. Payment Schedule:

• Customers are required to make regular payments towards their layaway items.

• Payments must be made at least once a month.

• The layaway balance must be paid in full within the 90-day period.

5. Same as Cash:

• Our layaway program is "same as cash," meaning there is no interest or additional fees if the layaway balance is paid in full within the 90-day period.

6. Extension Option:

• Customers have the option for a one-time extension of 30 days for an additional fee of $30.

• The extension must be requested before the original 90-day period expires.

7. Cancellation:

• If a customer wishes to cancel the layaway, the item will be returned to inventory, and deposit and all payments are forfeited.

8. Refunds:

• Layaway payments, including the initial deposit, are non-refundable.

9. Background Check:

• The layaway balance must be paid in full, and the customer must pass a background check before taking possession of any firearms. If the background check is not passed, all payments and initial deposit are forfeited.

10. In-Store Purchases Only:

• Layaway is available for items purchased in-store only.

• Online purchases are not eligible for layaway.

By participating in our layaway program, customers agree to adhere to the terms and conditions outlined in this layaway policy.

For any questions or concerns, please contact our customer support at info@carmaguns.com or call 575-942-3107.

CARMA Guns LLC reserves the right to modify this layaway policy at any time. Any changes will be communicated to customers in advance.